Keep It Going! God’s Word Is Doing A Work In You!

 

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30 Day Word Challenge Is Still On!

Whether you started with us on July 1st or you just got this message today! The challenge is STILL ON!

HERE IS THE RECAP FOR THE NEWBIES TO THE CHALLENGE…

THE WHO: This is for you if you want to focus on getting the MIND of CHRIST in YOU

THE HOW: Meditating on the word of God.  We will focus on what He has said – not what our broke-thinking friends are saying; not what the bad-news media are saying; not what the enemy would have you believe.

THE WHAT:  Look up the verses and write them out. Post them on your mirror. Write them in your smartphone or tablet. We will be speaking the word of God in 5 key areas over our lives and over our finances – first thing in the morning and last thing at night before we go to bed.

The Power to Get Wealth (Duet 8:18)
The Power of Reward of Work (Prov 28:19)
The Power to Prosper (3 John 1:2)
The Power of Sowing (2 Cor 9:6)
The Power of Reaping (Gal 6:7-9)

 

Wrapped in the word Did you get to implement the first twist?

As you read the scriptures, put your name into the verse. Read it as God is speaking to you. BECAUSE HIS WORD IS HIS VOICE SPEAKING TO YOU. Insert yourself into the Word. Let it wrap around you. Let it comfort you. So here is the example: “Laya, you shall remember the Lord your God, Laya because it is God that gives you, Laya the POWER TO GET WEALTH.”

 

 

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Are you ready for the second twist?  TIME TO ELEVATE.

Start writing the word.  For one week take time to write out the scripture.  Each day, take one verse and write it out 5 times.  Faith comes by hearing and hearing by the word of God.  This word will become yours!

 

 

Remember to come back and share your testimonies of VICTORY, UNEXPECTED BLESSINGS AND the PEACE that comes with TRUSTING HIM and letting HIM BE YOUR PROVIDER. He said that “I AM THAT I AM”. Which translates to “He will be whatever we need Him to be”.  Sometimes the hardest part we have to deal with is US being still and getting out of His way. (Psalms 46:10).

Share with the rest of us any testimony and change of direction that your mindset, faith and your finances begin to take as you begin to incorporate more of God’s word into your situation.  Post, Comment or SHARE on FACEBOOK!

Share this challenge on your Facebook page, forward it to your friends and family – WE NEED MORE WORD!  WE NEED MORE VICTORY!

 

Click here to sign up for my e-zine and future articles, tips, tools and insights.

 

Laya LayaGavin
Your Financial Stewardship Champion

Twitter http://www.twitter.com/MGbaseintel
LinkedIn http://www.linkedin.com/in/layagavin
www.MoneyWisdomAndFaith.com
www.facebook.com/MoneyWisdomAndFaith

Juicy Twist to the 30 Day Word Challenge

I put it out there at the beginning of the month.  I wanted to see who would take it on and who could really stand on God’s word.  A 30 Day Word Challenge. Think about it – a simple 30 day focus of speaking God’s word and deliberately involving Him in our finances and our life purpose.  That’s powerful.

30 Days of focus.  30 Days of ignoring what the world says about money or more notably what the world says about a lack of money.  30 Days of focusing on God’s abundance and His promise to provide for His children!

We will be speaking the word of God in 5 key areas over our lives and over our finances – first thing in the morning and last thing at night before we go to bed.

The Power to Get Wealth (Duet 8:18)
The Power of Reward of Work (Prov 28:19)
The Power to Prosper (3 John 1:2)
The Power of Sowing (2 Cor 9:6)
The Power of Reaping (Gal 6:7-9)

And here’s a JUICY TWIST.  Step it up another level and insert your name into the scripture and read it like a personal conversation between you and your Heavenly Father.

Example “…God gives me (Laya) the power to create wealth!” Or “My beloved precious (Laya) I wish above all things Laya that you Laya prosper and be in good health Laya…” You see where I am going with this?! Speak the Word and stand on His promises!  He told us to prove Him (or try Him or test Him) and see that He will do just what He said He would do!

Share this challenge on your Facebook page, forward it to your friends and family!

WE NEED MORE WORD! WE NEED MORE VICTORY!

Laya Gavin

Laya Gavin

Laya Gavin “Your Financial Stewardship Champion”

You don’t have to walk this road alone! There’s help. I can teach you how to combine your faith and your finances for true abundant living!

You are far more precious than rubies!
www.MoneyWisdomandFaith.com

Join My 30 Day Word Challenge – Starting Today!

30 Day Word Challenge.  What does that mean? It means that over the next 30 days we will mentally & spiritually check back in and speak words of purpose and life over our finances. We will be intentional about how we handle our money and be mindful of what God has already decreed over our money by meditating on His word.

We will focus on what God has said over our situation – not what our broke-thinking friends are saying; not what the bad-news media are saying; not what the enemy of God using doubt and fear is saying. We will say what God says.

July 1st, is the kickoff for our 30 Day Word Challenge!

We will be speaking the word of God in 5 key areas over our lives and over our finances – first thing in the morning and last thing at night before we go to bed.

The Power to Get Wealth (Duet 8:18)
The Power of Reward of Work (Prov 28:19)
The Power to Prosper (3 John 1:2)
The Power of Sowing (2 Cor 9:6)
The Power of Reaping (Gal 6:7-9)

Instructions:
1. Look up these verses, write them out. (This would be a great time to start a gratitude journal, so that you can see God begin to work.) Write them on post its and place them on your bathroom mirror. Do an audio recording on your smart phone and play it back to yourself as you go about your day. Hear your voice speak God’s word over and over.

2. Read the verses first thing in the morning as you get up and the last thing at night before you go to bed.

3. Let these powerful words sink into your spirit and remember them throughout the day. As you are on your job and a challenge comes up with a project or co-worker; go back and pull up this verse and stand on God’s promise to bless the work that you put your hands to. And gain strength and encouragement from it.

4. Share the testimony and change of direction that your mindset, faith and your finances begin to take as you begin to incorporate more of God’s word into your situation. Post it on the my Facebook page or leave a comment on the website so that others can be encouraged.

Share this challenge on your Facebook page, forward it to your friends and family!
WE NEED MORE WORD! WE NEED MORE VICTORY!

Laya Gavin

Laya Gavin

 

Laya Gavin “Your Financial Stewardship Champion”

You don’t have to walk this road alone! There’s help. I can teach you how to combine your faith and your finances for true abundant living!

You are far more precious than rubies!
www.MoneyWisdomandFaith.com

Your Chance To Get In The Room

Here’s your chance to be IN the room!  Space is LIMITED.

Would your life look different if you had help understanding and applying tools to deal with your money?

Would you sleep better knowing that there was a plan for your money?

Would you save more knowing that you are putting your hard earned money in places that are serving you and not robbing you?

Come out and be in the room with like minded women of faith who want to get their money right, get past their financial mistakes and gain new victories over money!

Date: Tuesday, June 9th 6:30-8:00pm, Peoria, AZ

Click here to: Sign up on my Facebook page to attend and RSVP

 

 

Dennis Kimbro

 

 

24C

Laya Gavin “Your Financial Stewardship Champion”

       http://moneywisdomandfaith.com
You don’t have to walk this road alone! There’s help. I can teach you how to combine

your faith and your finances for true abundant living!

You are far more precious than rubies!

Sign up on my Facebook page to attend and RSVP

 

 

Pearls of Wisdom # 10 – Ignorance Is Expensive!

Ignorance is expensive.  Going through your life with your head in the sand around money can be costly to you in lost time, lost opportunities, late fees, service charges and interest costs.  If you have not established a plan for your money to work for you properly, you could be sentencing yourself to spending more years in the workforce than necessary because you didn’t start saving or you weren’t saving enough.  You could be paying a higher price than you know.  You could be giving away both money and years!

Or worse yet, what if you looked back and found out that you were saving enough money but you failed to put it to work for you in the right types of vehicles, and as a result you still had to work longer?  Now that would be really disappointing. We have all seen and talked to too many people that we know and love, lamenting over their fixed incomes not being enough to live an enjoyable or abundant lifestyle.

You have to check in and check up on your money.  This is not the place to fall asleep at the wheel.  Good stewardship requires conscious awareness.

Can you imagine how great it could be to:

* Move forward in your money!

* Gain mastery over your money!

* Be confident that your money is working for you!

Ignorance is Expensive

Ignorance is Expensive

Are you ready to stop robbing Peter to pay Paul?

Are you ready to know what is right for your specific situation and stop trying to compare yourself to your coworkers, neighbors or family members?  Their walk is NOT your walk.

Are you ready to be equipped with the tools and knowledge to help you make choices that honor your values, dreams and goals?

Are you ready to stop worrying and waiting for the next financial shoe to drop?

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If you are ready to stop giving your away your future, your peace and your power, contact me at laya@MoneyWisdomAndFaith.com  Just write in the Subject Line: Pearl #10 I’m Ready!

www.MoneyWisdomAndFaith.com

Twitter @MGBaseintel

www.facebook.com/MoneyWisdomAndFaith

 

Can I Count On You??? I Need Your Help!!!

Listen, I have a request to make of you.

I need your help. Can I count on YOU???

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In less than 48 hours, I will be participating in one of the PowerNetworking Conference 2015 calls introducing several of the Super Coaches that will be pouring our skills, knowledge and information into attendees for FREE.

Here is where you come in. And here is where I need your help.

On Friday, May 8th at 9pm EST (6pm Arizona Time) I am being interviewed by Dr. George Fraser of Frasernet and Linda Clemons.

And I need you there. I am asking for 2 things in particular from YOU:

 

#1 Let me know what you hear that particularly resonates with you in your understanding of connecting your money and your faith gaining mastery of your money

 #2 Tell me what’s YOUR biggest CHALLENGE around money

 

Is it tithing consistently? Budgeting? Impulse spending?

Earning competitive returns? Is it credit card/student loan debts?

 

Whatever the challenge is, I promise you there is a solution. And together we can find it.

 

Conference Call: 712-432-0075

Participant Code: 271542#

Date: Friday May 8th @ 9pm EST (6pm Arizona Time)

P.S. This is a LIVE event. There will be NO replays.

 

Laya Gavin

Your Financial Stewardship Champion

 

So if I can count on you, please send your responses to me via Facebook, Twitter or email me at laya@moneywisdomandfaith.com

www.facebook.com/MoneyWisdomAndFaith

http://www.twitter.com/MGbaseintel

 

What are you doing about it?

Be real with me here, this is no time for being polite or politically correct or quietly discrete, because this is serious.  Are you taking advantage of a company retirement plan and saving towards your retirement goal? Yes or No?

Nest Egg

Are You Building Your Nest Egg or Starving It?

A 2014 study showed that only 61% of women working full time jobs had companies that offered 401k or retirement plans.

And then only 75% of them actually used the company retirement plan.

And then the average savings / retirement plan investment rate of contribution is only 6%.  Sweet Jesus!  Do you get where I am going here?

Let’s break this down.  6 out of 10 have a company retirement plan that they can even use to put aside tax deferred retirement money.

Out of that 6, only 4 are putting aside money to take advantage and save for their own retirement.

And out of that 4, the average savings rate is 6% (which means some are saving more and some are saving less).  And among those that are saving, many are so unsure of where to put their money that they place it too conservatively to earn competitive rates to outpace inflation and position them for a successful long term plan.

I don’t want to see you working past the retirement age of 65 and 67 and trying to hustle for a paycheck working for someone else at the age of 70+ years old.  That is NOT God’s best.

It’s time to take a stand for yourself and financial future.

In case you forgot the question from above, I will ask it again, so that you know it was not rhetorical.  Please post your response in the comment section below.  Are you taking advantage of a company retirement plan and saving towards your retirement goal? Yes or No?

 

24C

Laya Gavin “Your Financial Stewardship Champion”

http://moneywisdomandfaith.com
You don’t have to walk this road alone! There’s help. I can teach you how to combine your faith and your finances for true abundant living!

You are far more precious than rubies!

 

So What Did You Do With The Money?

A couple of weeks ago, I posted a quick note about how more than 80% of us get tax refunds.  And my goal was to encourage and remind you to do something productive with the funds so that you could take another step forward to positioning yourself for financial freedom and living God’s best for your life.

So my question for you today is:  What did you do with the money?  I want to hear from you.  If you paid off some bills (big or small), let’s share the success!  Scripture says that “the borrower is slave to the lender” (Prov. 22:7).  If you paid off any debt, no matter what the size, then you just had your very own personal emancipation day!  Let’s celebrate your freedom.  Forward movement is something to celebrate.

I will share mine with you.  With my refund I paid off 2 credit cards in full and put a big dent in another one and paid the balance down by over 60%.  #LiveFree

Be patient with yourself and understand that you did not build this debt overnight.  You may have dug yourself into this hole with years of tough times, poor choices, and mis-information.  Well the past is past, and now is the time to make lasting change for the better.

Here are 4 Quick Steps:

1) List out your debts by balance (go smallest to largest balance – here we will ignore the interest rates) Remember to include personal loans from family / friends.  They have not forgotten that they loaned you money – so don’t get amnesia here if you value the relationship.  Besides, this is about your integrity.  So even if they have forgotten, or just stopped asking for the money back, it is a matter of honor that you repay them.

2) Stop digging the hole any deeper.  That means stop using your credit cards and making matters worse.  You will have to cut your expenses and find ways to generate more money.  Sell some stuff.  Have a yard sell.  Pack a lunch for work.  Take items to a consignment shop.  Find a side hustle job to generate some additional cash (babysit, bake cakes, wait tables, work retail, check out the temp employment agencies).

3) Have a clear monthly payment plan.  For each debt that you have, know what is the minimum monthly amount required to stay in good graces with the company so that you are not being charged late fees and hurting your credit.  Now you know that if you only pay the minimum amount on credit card debt it will take you decades to payoff balances – and that is NOT an acceptable solution.  So understand what I am saying here.  We are going to build a snowball effect to tackle your debt.  So the bill with the lowest balance is the one that you put all of your extra money to, and pay the minimums on the rest.  So if your lowest bill has a minimum payment of $30, and a balance of $600 total.  Then you will pay the minimum monthly payment due on all the other bills, and any extra money you can add to the $30 is where you put the snowball into effect.  Pay extra on that until the $600 balance is paid off in full.  Then next month you take the $30 that you were paying here and apply it to your next lowest balance debt, along with the extra money you saved by reducing your expenses and getting your hustle on.

4) Know that you are not on your own.  It is God’s will that you are blessed and walk in His abundance.  2 Cor 9:8 “And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work”.   As you are stepping towards financial freedom, God is blessing your efforts because it is His will that you are free!  Be encouraged.

Remember, I want to here from you in the comments!  Post your freedom moments!  What did you pay off?  Who were you emancipated from? Visa? Mastercard? Kohl’s? Discover?

What Are You Going To Do With Your Tax Refund Check?

best-use-of-tax-return

According to CNN Money over 80% of you will be receiving tax refund checks this year.  The question is, what will you be doing with yours?  Do you have some special kind of reward planned for yourself as a treat for making it through a tough 2014?  Or are you going to put that money to work for you so that you can better position yourself for financial success?

Well you know which one I am rooting for!  I want you to be better!  I want you to be financially wise!  I want you to use your funds to make a difference in this world!  I want you to be debt free!  So take a moment before that refund check hits your bank account and give some thought as to some things that you can do to make a difference in your world:

  • First and foremost, Give Thanks that you are getting a refund rather than having to pay!
  • Secondly, Give Thanks to your Heavenly Father for the job(s) you were blessed with to generate the income to have to pay taxes on (some people didn’t work or make enough throughout the year to even have to file – that would be a whole different kind of struggle)
  • Tithe and Give an Offering on your refund to recognize the blessing
  • Start or build up your Emergency Fund (starter size of $500 or $1000 min, and you can build up to 6 months of living expenses once you get debts paid off)
  • If you are debt free, pray about someone that you can Be a blessing to in some act of kindness
  • If you are still digging your way out of debt, then this is a perfect time to put a little extra effort on the matter.  Dave Ramsey calls it a snowball.  Call it a lump sum payment or whatever works for you, just make that extra payment towards debt freedom.  Find your debt with the lowest outstanding balance and see if your refund can pay it off in full or at least put a big dent in it!  Make that payment towards your financial freedom. Accelerate the day that you will be able to claim your freedom from financial bondage.  Don’t be like the masses, be like the small percentage of folks that owe no one financially.  Be free!

Proverbs 22:7  KJV – The rich ruleth over the poor, and the borrower is servant (or slave) to the lender.

How good it feels to claim your freedom from “the lenders”, there is nothing like it.  Who will you emancipate yourself from with your refund check?  Sallie Mae?  Fannie Mae?  Visa?  Mastercard?  Kohl’s?  Target?  Macy’s?  Victoria’s Secret? Ford Motor Credit?

GET FREE!!!!!!  And Be Blessed!!!!

24C        You are far more precious than rubies!  Remember to treat yourself like the jewel that God says that you are!

 

Laya Gavin “Your Financial Stewardship Champion”

http://moneywisdomandfaith.com

You don’t have to walk this road alone!  There’s help.  I can teach you how to combine your faith and your finances for true abundant living!

 

P.S. Please share this post and spread the word so that we can enjoy the blessed and abundant life together.  Hit the links for Facebook or Twitter and help encourage your online friends and family to financial freedom as well!

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