Unprecedented Access to Black Women Millionaires & Their Millionaire Mentors (Mar 5-7th)

This opportunity blows me away.  You don’t have to drive.  You don’t have to fly.  You don’t have to open your wallet.  You don’t even have to leave the comfort of your home.  All you have to do is dial in from wherever you are and gain the benefit of their trailblazing wisdom.  You get to hear from 16 Black Women Millionaires and 5 Millionaire Mentors – who want to help you succeed in making game changing moves in your life.  

If you cannot hear it live Mar 5-7th, then the next best thing is to go through the registration links and get the audio / training materials and make it a part of your 2015 success plan!

(Read enough? Get started here.)
https://lq142.isrefer.com/go/BWM2015/Laya

This will stretch your thinking of what you thought was possible.

Did you know Black Women have a buying power of at least $400 billion annually… and yet less than 2% of women business owners across the board EVER break the million-dollar mark?

But what if you could actually listen to and learn from Black Women millionaires in business, sales, speaking, writing, media, network marketing, and other areas who have already cracked the code?

Well, look no further. Dr. Venus Opal Reese has created a revolutionary event that is intimate, quaint, and tailored just for sisters who are serious about success!  I believed so strongly in the need to share this message, I put my money where my mouth is and became a sponsor to bring this vision full circle!

Dr. Venus’ story is powerful. She went from living on the streets, to Stanford Ph.D. to seven-figure sister in less than 3 years. She is serious about her paper and making sure other sisters know how to monetize their worth into a seven-figure business.

So Dr. Venus has gathered 16 Black Women Millionaires plus 5 diverse Millionaire Mentors who pull the curtain back and let their hair down to give you their proven INNER secrets on what it REALLY takes to make millions. And it won’t cost you a dime.

Seven-Figure Sisters Inner Secrets + Their Millionaire Mentors =
YOU Living Your Worth OUT LOUD!
Virtual Salon
March 5-7, 2015

(This 3-day training will change the trajectory of your life! Register now.)

https://lq142.isrefer.com/go/BWM2015/Laya

During this virtual salon, you will discover:

  • How “working hard” has NOTHING to do with becoming a Black Woman millionaire. (I know. I was surprised too! Wait until you hear the #1 thing you simply must do if you want to break the seven-figure mark! Priceless.)
  • Specific ways that our sister “millionaires in the making” have actually undermined their ability to break the seven-figure ceiling. (This is real talk! These brilliant and brave sisters tell all!)
  • Authentic truths about how being a Black Woman millionaire is a very distinct experience-and accomplishment-that is rooted in the history of hurts we have inherited.

Invest the time to learn from sisters (and a few brothers who love us!) who are authentically committed to your success.

In fact, when you sign up for this revolutionary event, you will receive an exclusive interview from legendary lyricist, iconic hip-hop pioneer, Empowerment Speaker and Business Mogul, MC Lyte!

And just to sweeten the pot, you will get the chance to enter a drawing to win a $500 gift card for a hot pair of Christian Louboutin “red bottom” heels!

(Your destiny is calling. You would be nuts to miss this training. Click now!) https://lq142.isrefer.com/go/BWM2015/Laya
#howcoolisthat

DON’T LET THIS OPPORTUNITY STOP WITH YOU.  FORWARD THIS MESSAGE TO YOUR FRIENDS/FAMILY/CO-WORKERS (NOT EVERYBODY – JUST THOSE THAT ARE WILLING TO CREATE CHANGE IN THEIR OWN LIVES)

 

Women and Men So Different About Money

This is not my attempt at male-bashing, but it is my effort to point out how different women and men view money.  Women see it as security to establish a foundation and build a future.  We typically risk less, and stay the course more often.  We fear running out of money, and having to be dependent on our children.  Men feel more comfortable with risk, and for the most part believe that they can make more money in the event of change of circumstances.

Fewer than 2 in 10 women feel “very prepared” to make wise financial decisions.  Half indicate that they “need some help,” and one-third feel that they “need a lot of help.” (Financial Experience & Behaviors Among Women 2010-2011 Prudential Research Study).

Ladies, let’s not shy away from the conversation.  Now is the time to face the money woes; ask the money questions and get a plan in place to tell your money what to do.  Let’s get your money in alignment with God’s great financial plan by taking these four steps:

1. Start tithing immediately

2. Pray over your finances regularly and ask God for wisdom in how to handle them

3. Build a budget and spend less than you bring in

4. Be a person of character and integrity and keep your word (if you owe someone and haven’t repaid them, work out a game plan to pay them back – if you can’t do it in full then make payments that you can manage, but be in communication).

You can do this.  You just have to learn how to say “No”.  Say “no” to impulse purchases, therapeutic shopping, and guilt actions of giving money to others while seeking their approval.

Start SOWING your financial seed, rather than EATING it.

Let’s Make A Debt Free Holiday Deal… Only 18 days left until Christmas!

Don’t act all surprised!  You knew it was coming.  It comes on the same day on the calendar every year.  And every year you act like it just popped up out of nowhere 🙂  It didn’t, but it just feels that way.

So lets make a deal to have a debt free and stress free Christmas.  Money worries so many times can suck the joy right out of the holiday if you allow it to.  Why? Because you feel obligated to purchase gifts for others?  You feel committed to buying your kids the latest high tech expensive items just because they asked for them?  You feel that giving of your time and yourself is not enough to celebrate the holidays?  Well let’s get it straight now and every year going forward.

Christmas is not about crowded shopping malls and mountains of gift wrapped surprises.  Christmas is about Christ and His love for us.  It’s His birthday and the most important gift given on this day should be gratitude and thanks and praise to Him for the sacrifice of His life for us.

Give love.  Give peace.  Give hugs.  Give kindness.  Give forgiveness.  Give thanks.

Commit to a stress free, love filled holiday.  Give only gifts that you can afford.  No more debt.

Isaiah 9:6 For to us a child is born, to us a son is given; and the government shall be upon his shoulder, and his name shall be called Wonderful Counselor, Mighty God, Everlasting Father, Prince of Peace.

Success With Money – The Power of Automation

Could you live without your laptop or smartphone for a day/week/month? I could try but it would be frustrating and painful. Life would be SO much harder. Without technology, I would miss meetings, birthdays, get lost driving downtown and lose track of my friends and family. My smartphone is my favourite tool to automate my life.smartphone-business1-300x185

Just like in life, we can all use a tool to help us be smarter with money. One such tool is automation.

Research shows that there is more to managing money wisely than knowledge and behaviour. Knowing what to do and actually doing it are two very different things.

Situations and structures can help us take care of our money. For example, one study from the National (US) Bureau of Economic Research  found that by making retirement plans “opt-out” instead of “opt-in”, employees saved far more. When employees were automatically enrolled in their company’s retirement plan (even though they could choose to stop at any time), contribution rates rose from under 40% to almost 100%. In addition, this strategy was far more effective than simply educating people about the benefits of retirement plans. In another study, researchers found that while 100% of employees who attended a financial seminar planned to begin contributing to their company’s retirement plan, only 14% actually did. Seems like knowledge and behaviour aren’t enough for success with money.

What does this mean?

If we make things easy and mindless, they will happen. Automating is the least painful, most effective way to accumulate money. And, the added bonus; once you start seeing results, you will be motivated to continue and improve.

Here are a few ideas to automate your finances. Do them once (ok, maybe a few times), then get back to spending your time and effort on the things that really matter.

1) Savings– Set up an automatic transfer(s) of a certain amount from your chequing to your savings account (retirement, education or investment accounts) on payday. Don’t touch these accounts; link them to specific goals and let the money continue to grow. Tip– When your salary increases, adjust your automatic transfer(s) higher. You won’t miss money that you never had before.

2) Spending– Consider attaching regular bill payments to your preferred credit card. This allows you to reduce the number of bills to pay, better track your spending and maximize credit card rewards. Tip– Only do this if you pay off your credit card in full each month. Alternatively, set up automatic bill payments direct from your bank account each month.

3) Investing– Many financial institutions will set up an automatic, pre-determined investing plan consistent with your instructions. Prepare a plan up front, then put it on automatic pilot. Alternatively, if you own dividend paying stocks, consider signing up for dividend reinvestment plans. These plans automatically reinvest dividends paid to you in additional company shares.

4) Build a money calendar or checklist– Schedule important money deadlines like RRSP/RESP/TFSA contributions or tax instalments. Breakdown large or long term savings goals into manageable milestones throughout the year. For example, if you want to buy a house in 10 years, identify how much you need to save annually and monthly to make your goal realistic.

5) Establish a regular money meeting– Review progress towards your plan/goals and identify areas for improvement. Check in with your partner around money issues and make sure you’re on the same page. Identify possible bumps in the road and adjust accordingly.

The psychology of automation is critical to successfully getting control of your money.

If you have other ideas that have worked for you, I would love to hear about them.

Take One Small Step Today

They say that the definition of insanity is doing the same thing over and over again and expecting a different outcome.  You know there’s truth to it, and you and your friends can look back and laugh when you make the same choices and act surprised when you fail to get better results.  Ladies, have you looked back in your past and realized that you somehow managed to date the same “loser” type guy that was no good for you, but you just didn’t get it until some one pointed out what your last three ex boyfriends all had in common?

Ok, so lets break the pattern with our money and do something different today.  Let’s take one new step towards improving our financial life.  Take action and do something that you have been putting off until things got better, or you came across some “extra cash”.  What’s it going to be?  Here are a few ideas to start the ball rolling…

– Start automatic deductions to invest in your retirement plan through work

– Increase the amount that you are already contributing to your retirement plan at work

– Call and schedule an appointment to meet with a financial advisor or planner to review your situation

– Set up an automatic savings plan and divert 5% of your pay to a savings account to build your rainy day fund

– Cut up your credit cards

– Write out your budget for the coming month

Pick one of the above, or one of your own – and just do it!  Take action towards building your financial fortress.  Tomorrow can only get better if you stop and make improved choices and take action today.

Prosper!

 

What do you want bad enough?

Just a question that each of us has to answer for ourselves.  What do you want bad enough that you will give up your time, energy, sleep and peace for it?  I mean what is the thing that you have determined that you will accomplish and knowing that you will have to sacrifice time that could otherwise be spent lounging on the couch, walking on the beach, hanging out with your friends and family or just watching your favorite television shows?

For anyone who is currently working towards accomplishing something important, you know what I mean.  You have to say “no” to some things, so that you can continue to say “yes” to the goal and dream ahead of you.  Keep pushing forward, the goal is closer than you think.  The steps are paved with a hundred small daily decisions to stay focused.  Your loved ones support you and believe in you!  Don’t stop!

So I ask you again, “What do you want bad enough?”

Emergency funds to the rescue

Call it what you want “emergency fund” “mad money” “secret stash”. I have mine labelled the “God Only Knows” account because who knows when you will need it next. But you know something will happen, because that’s life. And first hand witness that emergencies are a lot less stressful when you have the “secret stash” to cover the financial expense.

So be encouraged. Build yours today and reduce your stress factor.

Make a plan for your money at beginning of month

Honor the divine source of your financial blessings by making a plan for where it will go in advance.

Check out iwbnin.com for great tools designed by Joe Sangl. Start today using the concept of Income – Outgo = Exactly Zero (™). It works at every income level to foster profitability and good stewardship!

It is possible for you to win with money. Start today and see things change!

Plant A Seed

Instead of focusing on what you lack find a way to plant a blessing in someone else’s life. You have been given resources, gifts, talents and gems that you may have taken for granted while you long for what you desire. Take a moment and breathe in gratitude, take what you have in your storehouse and bless someone else today!

Financial Freedom is Intentional not Accidental

Intentional – an adjective, defined as “done on purpose or deliberate”

Accidental – an adjective, defined as “happening by chance or unexpectedly”

Financial freedom is not something that you can stumble into by accident.  It requires making a decision to create a better financial future for yourself, and holding yourself accountable in your daily choices of earning and spending.  It does not require perfection, but it does require time and attention.  Most people spend more time planning their family vacations than they do preparing for their retirement futures.  Put the time and effort in to becoming knowledgeable about your money and learn how not to repeat the mistakes of others.  Read articles and biographies of those that have succeeded.  Watch interviews of self made individuals to hear how they came from humble beginnings and created the life they now live.

See the attached link for one woman’s story of her decision to be in charge of her finances and create what she wanted for her own life.

http://www.prolificliving.com/blog/2011/09/20/live-without-debt-in-charge-of-finances/

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