This opportunity blows me away.  You don’t have to drive.  You don’t have to fly.  You don’t have to open your wallet.  You don’t even have to leave the comfort of your home.  All you have to do is dial in from wherever you are and gain the benefit of their trailblazing wisdom.  You get to hear from 16 Black Women Millionaires and 5 Millionaire Mentors – who want to help you succeed in making game changing moves in your life.  

If you cannot hear it live Mar 5-7th, then the next best thing is to go through the registration links and get the audio / training materials and make it a part of your 2015 success plan!

(Read enough? Get started here.)
https://lq142.isrefer.com/go/BWM2015/Laya

This will stretch your thinking of what you thought was possible.

Did you know Black Women have a buying power of at least $400 billion annually… and yet less than 2% of women business owners across the board EVER break the million-dollar mark?

But what if you could actually listen to and learn from Black Women millionaires in business, sales, speaking, writing, media, network marketing, and other areas who have already cracked the code?

Well, look no further. Dr. Venus Opal Reese has created a revolutionary event that is intimate, quaint, and tailored just for sisters who are serious about success!  I believed so strongly in the need to share this message, I put my money where my mouth is and became a sponsor to bring this vision full circle!

Dr. Venus’ story is powerful. She went from living on the streets, to Stanford Ph.D. to seven-figure sister in less than 3 years. She is serious about her paper and making sure other sisters know how to monetize their worth into a seven-figure business.

So Dr. Venus has gathered 16 Black Women Millionaires plus 5 diverse Millionaire Mentors who pull the curtain back and let their hair down to give you their proven INNER secrets on what it REALLY takes to make millions. And it won’t cost you a dime.

Seven-Figure Sisters Inner Secrets + Their Millionaire Mentors =
YOU Living Your Worth OUT LOUD!
Virtual Salon
March 5-7, 2015

(This 3-day training will change the trajectory of your life! Register now.)

https://lq142.isrefer.com/go/BWM2015/Laya

During this virtual salon, you will discover:

• How “working hard” has NOTHING to do with becoming a Black Woman millionaire. (I know. I was surprised too! Wait until you hear the #1 thing you simply must do if you want to break the seven-figure mark! Priceless.)
• Specific ways that our sister “millionaires in the making” have actually undermined their ability to break the seven-figure ceiling. (This is real talk! These brilliant and brave sisters tell all!)
• Authentic truths about how being a Black Woman millionaire is a very distinct experience-and accomplishment-that is rooted in the history of hurts we have inherited.

Invest the time to learn from sisters (and a few brothers who love us!) who are authentically committed to your success.

In fact, when you sign up for this revolutionary event, you will receive an exclusive interview from legendary lyricist, iconic hip-hop pioneer, Empowerment Speaker and Business Mogul, MC Lyte!

And just to sweeten the pot, you will get the chance to enter a drawing to win a $500 gift card for a hot pair of Christian Louboutin “red bottom” heels!

(Your destiny is calling. You would be nuts to miss this training. Click now!) https://lq142.isrefer.com/go/BWM2015/Laya
#howcoolisthat

DON’T LET THIS OPPORTUNITY STOP WITH YOU.  FORWARD THIS MESSAGE TO YOUR FRIENDS/FAMILY/CO-WORKERS (NOT EVERYBODY – JUST THOSE THAT ARE WILLING TO CREATE CHANGE IN THEIR OWN LIVES)

Could you live without your laptop or smartphone for a day/week/month? I could try but it would be frustrating and painful. Life would be SO much harder. Without technology, I would miss meetings, birthdays, get lost driving downtown and lose track of my friends and family. My smartphone is my favourite tool to automate my life.

Just like in life, we can all use a tool to help us be smarter with money. One such tool is automation.

Research shows that there is more to managing money wisely than knowledge and behaviour. Knowing what to do and actually doing it are two very different things.

Situations and structures can help us take care of our money. For example, one study from the National (US) Bureau of Economic Research  found that by making retirement plans “opt-out” instead of “opt-in”, employees saved far more. When employees were automatically enrolled in their company’s retirement plan (even though they could choose to stop at any time), contribution rates rose from under 40% to almost 100%. In addition, this strategy was far more effective than simply educating people about the benefits of retirement plans. In another study, researchers found that while 100% of employees who attended a financial seminar planned to begin contributing to their company’s retirement plan, only 14% actually did. Seems like knowledge and behaviour aren’t enough for success with money.

What does this mean?

If we make things easy and mindless, they will happen. Automating is the least painful, most effective way to accumulate money. And, the added bonus; once you start seeing results, you will be motivated to continue and improve.

Here are a few ideas to automate your finances. Do them once (ok, maybe a few times), then get back to spending your time and effort on the things that really matter.

1) Savings– Set up an automatic transfer(s) of a certain amount from your chequing to your savings account (retirement, education or investment accounts) on payday. Don’t touch these accounts; link them to specific goals and let the money continue to grow. Tip– When your salary increases, adjust your automatic transfer(s) higher. You won’t miss money that you never had before.

2) Spending– Consider attaching regular bill payments to your preferred credit card. This allows you to reduce the number of bills to pay, better track your spending and maximize credit card rewards. Tip– Only do this if you pay off your credit card in full each month. Alternatively, set up automatic bill payments direct from your bank account each month.

3) Investing– Many financial institutions will set up an automatic, pre-determined investing plan consistent with your instructions. Prepare a plan up front, then put it on automatic pilot. Alternatively, if you own dividend paying stocks, consider signing up for dividend reinvestment plans. These plans automatically reinvest dividends paid to you in additional company shares.

4) Build a money calendar or checklist– Schedule important money deadlines like RRSP/RESP/TFSA contributions or tax instalments. Breakdown large or long term savings goals into manageable milestones throughout the year. For example, if you want to buy a house in 10 years, identify how much you need to save annually and monthly to make your goal realistic.

5) Establish a regular money meeting– Review progress towards your plan/goals and identify areas for improvement. Check in with your partner around money issues and make sure you’re on the same page. Identify possible bumps in the road and adjust accordingly.

The psychology of automation is critical to successfully getting control of your money.

If you have other ideas that have worked for you, I would love to hear about them.

Call it what you want “emergency fund” “mad money” “secret stash”. I have mine labelled the “God Only Knows” account because who knows when you will need it next. But you know something will happen, because that’s life. And first hand witness that emergencies are a lot less stressful when you have the “secret stash” to cover the financial expense.

So be encouraged. Build yours today and reduce your stress factor.

Instead of focusing on what you lack find a way to plant a blessing in someone else’s life. You have been given resources, gifts, talents and gems that you may have taken for granted while you long for what you desire. Take a moment and breathe in gratitude, take what you have in your storehouse and bless someone else today!