30 Day Word Challenge. What does that mean? It means that over the next 30 days we will mentally & spiritually check back in and speak words of purpose and life over our finances. We will be intentional about how we handle our money and be mindful of what God has already decreed over our money by meditating on His word.
We will focus on what God has said over our situation – not what our broke-thinking friends are saying; not what the bad-news media are saying; not what the enemy of God using doubt and fear is saying. We will say what God says.
July 1st, is the kickoff for our 30 Day Word Challenge!
We will be speaking the word of God in 5 key areas over our lives and over our finances – first thing in the morning and last thing at night before we go to bed.
The Power to Get Wealth (Duet 8:18)
The Power of Reward of Work (Prov 28:19)
The Power to Prosper (3 John 1:2)
The Power of Sowing (2 Cor 9:6)
The Power of Reaping (Gal 6:7-9)
1. Look up these verses, write them out. (This would be a great time to start a gratitude journal, so that you can see God begin to work.) Write them on post its and place them on your bathroom mirror. Do an audio recording on your smart phone and play it back to yourself as you go about your day. Hear your voice speak God’s word over and over.
2. Read the verses first thing in the morning as you get up and the last thing at night before you go to bed.
3. Let these powerful words sink into your spirit and remember them throughout the day. As you are on your job and a challenge comes up with a project or co-worker; go back and pull up this verse and stand on God’s promise to bless the work that you put your hands to. And gain strength and encouragement from it.
4. Share the testimony and change of direction that your mindset, faith and your finances begin to take as you begin to incorporate more of God’s word into your situation. Post it on the my Facebook page or leave a comment on the website so that others can be encouraged.
Share this challenge on your Facebook page, forward it to your friends and family!
WE NEED MORE WORD! WE NEED MORE VICTORY!
Laya Gavin “Your Financial Stewardship Champion”
You don’t have to walk this road alone! There’s help. I can teach you how to combine your faith and your finances for true abundant living!
You are far more precious than rubies!
Do you ever wonder what it REALLY takes to break the seven-figure mark without selling out? I have more than a dozen Black Women millionaires & 5 Millionaire Mentors who can help. Join us. https://lq142.isrefer.com/go/BWM2015/Laya
Intentional – an adjective, defined as “done on purpose or deliberate”
Accidental – an adjective, defined as “happening by chance or unexpectedly”
Financial freedom is not something that you can stumble into by accident. It requires making a decision to create a better financial future for yourself, and holding yourself accountable in your daily choices of earning and spending. It does not require perfection, but it does require time and attention. Most people spend more time planning their family vacations than they do preparing for their retirement futures. Put the time and effort in to becoming knowledgeable about your money and learn how not to repeat the mistakes of others. Read articles and biographies of those that have succeeded. Watch interviews of self made individuals to hear how they came from humble beginnings and created the life they now live.
See the attached link for one woman’s story of her decision to be in charge of her finances and create what she wanted for her own life.
The month of January is winding down already. It’s time to make sure you are putting some shoe leather on your monetary plans for 2014. Get on the computer and increase the percentage that you are saving in your company retirement plan. Retirement age will get here faster than you realize, and cost of living expenses only go up. Get yourself ready. Raise your long term savings and investments.
A customized plan is best, and the success certainly depends on the amount of time you have for the money to be working for you, your current investment balance and the average returns of those investments. A good general rule of thumb though is a goal of saving 10% long term gives you a shot at maintaining your lifestyle in retirement. Saving less than 10% and you will likely be dependent on family or government programs to provide support. Savings of 15-20% would give you a better opportunity to have more disposable income available for more than just getting by in retirement.
So how much did you save in 2013 towards your long term savings? And now give yourself a push to increase that amount in 2014. Increase it as much as is realistic and maintainable. Look at it quarterly to see if you have room to sock away more. One step at a time is all it takes to make progress. Raise ’em up!
What you give your focus to becomes larger in your life. This is true for relationships, finances, health and anything else you can think of – both positive and negative. If you give your attention and focus to your finances, you will find yourself looking for ways to improve the matter. You will find yourself learning about money. You will be more conscious of what things cost. You will pay more attention to what you spend and how you spend it.
If you ignore money thinking that the problems will go away by themselves – you will create a bigger problem because you will neglect details that cost you money. You will miss payments and be charged with late fees and increased interest rates. What you ignore, atrophies, and weeds come in and choke out what little life there was in the matter.
Consider your finances a garden of your own making. Right now it may be out of control, but you can take the time to weed out and uproot the things that destroy it (creating more debt, living above your means, ignoring financial lessons, pretending it doesn’t exist, trying to keep up appearances, failing to focus on how to make it better). Decide to give your financial garden some livable boundaries, then spend time tending to it daily.
Apply your focus here, and you can make a difference in your financial life. Take control of your financial life. Tell your money where to go before you get it in your hands. Give your money an assignment and hold it accountable to work for you.
I was driving down the freeway and saw a billboard that read “Eliminate Your Debt. File Bankruptcy” along with an ad for a bankruptcy attorney that promised to make your debt problems go away.
As I read it at 70 miles an hour, it hit me how finances is another place that a misguided world is looking for a fast solution to a problem that was built with years of poor financial choices (overspending and undersaving one day at a time has put most of us in the situations that we are in today). And just like an over-eater who wants to lose weight, the solution cannot be found in a quick fix surgery or magic pill. Even those who undergo surgery can only have true success when there is a lifestyle change in eating and exercise habits. So too must you make a true lifestyle change to master your finances. Instant debt elimination without a change of better spending habits will not keep you from finding yourself in the exact same situation 5 years from now.
Commit to making better financial choices. Save more this year than you did last year. Get credit card debt out of your life one card at a time. Review your statements and bills to find those little fees and extra charges that are eating away at what you could be saving for tomorrow. Commit to paying no more late fees or overage fees, and commit to earning interest rather than paying it. You can do it. It all starts with a decision.