• 80-90% of women will be solely responsible for their finances at some point in their lives – mainly due to divorce and the fact that on average women outlive men by seven years (National Center for Women & Retirement Research)
  • Fewer than 2 in 10 women feel “very prepared” to make wise financial decisions.  Half indicate that they “need some help,” and one-third feel that they “need a lot of help.” (Financial Experience & Behaviors Among Women 2010-2011 Prudential Research Study)
  • Nearly two-thirds of U.S. women ages 40-79 have already dealt with a major financial “life crisis,” such as job loss, divorce, death of a spouse, or a serious illness. (AARP, “Understanding Women’s Financial Needs and Behavior,” 2007 survey)
  • The average woman spends 15% of her working years outside the workforce caring for children and elderly parents compared to the average man’s 1.6%. (Women’s Institute for a Secure Retirement and National Center for Women’s Retirement Research)


I discovered that women have a different conversation around money than men in general.  Whether married or single, most men look at money as something completely disposable and available, and if they need more they figure they will just go and make more.  Men think that they are invincible and will live forever.

Women typically have a much more risk averse nature about money.  Money is more of a security issue for women.  Fear of running out of money and not having enough to take care of your home, your kids or yourself is a major fear for women (and that is true at any economic level).

I have had men come into my office and tell me that their wife had recently passed and they needed to review their accounts.  They are obviously devastated by the loss of their wives but for the most part, they handle money the same way they did previously.

Women on the other hand are completely different.   The emotional side of handling money can be paralyzing, especially if you never had to take on this responsibility before.

You are terrified of screwing up. 

You don’t want to make the wrong decision. 

You don’t want to waste it. 

You don’t want to run out. 


I believe what the Bible says when it talks about the financial abundance and the blessings of God over our lives.  I believe in the principles of tithing, sowing and reaping.  I believe God’s insight and instructions over our finances is better than any new investment idea that Wall Street could ever come up with.  That is why my heart’s desire is to share the message of biblical principles of financial stewardship to men and women around the world and help them live a life of victory, freedom, full joyful self expression and purposeful impact.


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2 thoughts on “Why Women and Money?

    1. Thanks Denise! It has been a heart goal of mine for quite some time and now I have the vehicle to manifest it into the universe! Be blessed!

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